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    <td height="auto"><p><strong>Progress  Update: </strong><strong>Application  Unsuccessful</strong>      </p>
      <p>Hi -Name-<span class="">,</span><br />
    </p>
      <p>Thank  you for your loan application with Morgan Finance.<br />
        <br />
        The Lending panel has examined all information provided  carefully.<br />
Unfortunately, application has been declined due to  lending criteria were not met in full.<br />
      We are sorry we cannot help now, but hopefully  we can once your circumstances change in the near future. </p>
      <p>&nbsp;</p>
      <p><span style='font-size:10.0pt;line-height:115%;font-family:
Arial,sans-serif'>Regards,<br />
      <strong>Lending  Specialist Team</strong></span></p>
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          <td width="231"><span style="font-size:10.0pt;line-height:115%;font-family:
Arial,sans-serif"><img src="http://www.morganfinance.com.au/images/MF_Slogan.jpg" width="267" height="70" alt="MorganFinance_logo"/></span></td>
          <td width="316">&nbsp;</td>
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      <span style="font:10px Arial, Helvetica, sans-serif;">Morgan Finance is an Australian registered finance company. ABN: 30 111 359 936 ACN: 111 359 936 ACL: 390865     </span>
      <p><img src="http://www.morganfinance.com.au/images/blueline.jpg" width="573" height="5" /><br/>
      <span
style='font-size:10.0pt;line-height:115%;font-family:Arial,sans-serif'><span style="font-size: 10px;font-style: italic;color: #333333;">*Pre-approval means you have over 89% success rate in getting your loan. Success rate is based on our statistics of <br />
pre-approved applicants that has  successfully obtained a loan. Pre-approval is NOT a final approval. Applications and<br /> 
final approval amount are ultimately subject to income, asset, credit history and other details verification as <br />
well as lending criteria.
<br/>
^ Morgan Finance loan service is one of the fastest in Australia. 
<br/>
However, some loan applications may take longer and have a different process depending on varies factors.
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